Best android phone around Rs.20,000

i'm going 2 buy an android phone for around 20k..i need to know the 3 best possible options that i have...

i'm looking for the phone with the best performance & reliability in this price range...the MINIMUM specifications that i require are:-
Platform - preferably Android 4.0
Processor - 1 GHz
RAM - 512MB
Display - 3.7-inches, 480 x 800 pixels
Storage - 4GB
Expandable Memory - 32GB
Design - Bar
Camera - 5MP with flash (dual camera preferred)
Other Features - Touchscreen, Radio, Bluetooth, Internet (3G), Wifi, HDMI, USB, Radio, Media Player, Video Recording

please suggest...