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Can't add money in Paytm- SBI Bank

27 posts · originally from https://geek.digit.in/community/threads/cant-add-money-in-paytm-sbi-bank.203671/

B
billubakra Original post #1
Jun 29, 2018 at 6:44 PM
Hi,

Trying to add money in a cousins wallet. But SBI is not in the internet banking list, if we select to pay via card it never redirects to the payment gateway page and hence no otp is received. Any news why SBI is not allowing it or vice versa?
P.S. Paytm's bank account i.e. their payment gateway is by Kotak Mahindra bank.

Thanks
W
Jun 30, 2018 at 3:27 PM
I believe SBI stopped wallet funding via their debit/CC card long time ago & even their internet banking has stopped this type of payment(though not sure about this).
SaiyanGoku
Jun 30, 2018 at 4:08 PM
I believe SBI stopped wallet funding via their debit/CC card long time ago & even their internet banking has stopped this type of payment(though not sure about this).
SBI DC is working fine with paytm wallet for me here. Haven't checked internet banking or cc.
W
Jun 30, 2018 at 4:23 PM
Strange,I also remember seeing missing SBI option from list of banks for payment of some wallets a few months back(though I only used internet banking mode). Maybe DC is allowed but not internet banking but then it too is not working for @billubakra .
B
Jun 30, 2018 at 7:33 PM
Strange,I also remember seeing missing SBI option from list of banks for payment of some wallets a few months back(though I only used internet banking mode). Maybe DC is allowed but not internet banking but then it too is not working for @billubakra .
No DC or Internet banking for me.
@SaiyanGoku
Does it lead to payment gateway page? Do you get the otp?
cute.bandar
Jun 30, 2018 at 11:07 PM
SBI ( in all probability ) stopped transfer to paytm because they wanted to promote their own 'buddy' app. Sucks, I know.
DC (debit Card) should work IMO, because its possible SBI is not in complete control of mastercard card system.

One trick to pay via debit card could be to save your card details in paytm. Just a guess.
B
Jul 2, 2018 at 2:15 AM
Yes, that's how I was able to add money.
Visa or MasterCard?
No otp coming tried with visa and rupay card of my friend.
Can you add via Internet banking?
SBI ( in all probability ) stopped transfer to paytm because they wanted to promote their own 'buddy' app. Sucks, I know.
DC (debit Card) should work IMO, because its possible SBI is not in complete control of mastercard card system.

One trick to pay via debit card could be to save your card details in paytm. Just a guess.
Yeah that's what the cs said. Tried saving but still no otp.
B
Jul 2, 2018 at 2:22 AM
visa only
Maybe you are a privileged customer with a huge bank balance so they can't say no to you ;)
Both cards with which I tried are the simplest ones with the lowest amount debit threshold per day.
SaiyanGoku
Jul 2, 2018 at 2:25 AM
Maybe you are a privileged customer with a huge bank balance so they can't say no to you ;)
Both cards with which I tried are the simplest ones with the lowest amount debit threshold per day.
It has just the minimum account balance needed to prevent any penalties. :lol:
B
Jul 2, 2018 at 4:56 AM
It has just the minimum account balance needed to prevent any penalties.

Jhooth bole kauva kaate.
What's the per day atm withdrawal/shopping limit of your card?
SaiyanGoku
Jul 2, 2018 at 7:50 AM
Jhooth bole kauva kaate.
What's the per day atm withdrawal/shopping limit of your card?
I don't remember. Must be the same as regular zero balance savings account.
B
Jul 2, 2018 at 4:22 PM
I don't remember. Must be the same as regular zero balance savings account.
No it must be a privileged one or the highest one, that is why you are allowed to add money.
SaiyanGoku
Jul 2, 2018 at 4:25 PM
No it must be a privileged one or the highest one, that is why you are allowed to add money.
I opened that account for doing college fee payments. Other than that, it doesn't have any privileges.
B
Jul 2, 2018 at 4:38 PM
I opened that account for doing college fee payments. Other than that, it doesn't have any privileges.
Is it written classic on the card or something else?
W
Jul 2, 2018 at 9:44 PM
SBI global visa cards are also one category of cards eligible for activating international transactions through paypal though people say global mastercard works too. @billubakra is your card global?
B
Jul 3, 2018 at 3:23 AM
SBI global visa cards are also one category of cards eligible for activating international transactions through paypal though people say global mastercard works too. @billubakra is your card global?
Global is a privileged card. SBI can't put restrictions on it.
Mine is the lowest one :(
SaiyanGoku
Jul 3, 2018 at 10:43 AM
Global is a privileged card. SBI can't put restrictions on it.
Mine is the lowest one :(
You can get it changed to Global one (or some other). The yearly fee isn't high.
W
Jul 3, 2018 at 7:34 PM
Why sbi bank,get an account in ICICI,kotak,axis or hdfc & use that as your primary account.You can surely maintain min 10000 monthly balance & their cards & facilities are much better than sbi/public sector banks.
SaiyanGoku
Jul 3, 2018 at 7:36 PM
Why sbi bank,get an account in ICICI,kotak,axis or hdfc & use that as your primary account.You can surely maintain min 10000 monthly balance & their cards & facilities are much better than sbi/public sector banks.
SBI MAB is about 3k IIRC in Urban/metro areas.
W
Jul 3, 2018 at 7:51 PM
Yes but service is also of that level only.Once you experience the services of pvt banks you will not go back to PSBs.Also it is not like your money is more safe in PSBs compared to major pvt banks(they all come under same RBI protection). In fact kotak gives 6% interest rate over 1lakh in their saving accounts.
B
Jul 3, 2018 at 8:19 PM
Why sbi bank,get an account in ICICI,kotak,axis or hdfc & use that as your primary account.You can surely maintain min 10000 monthly balance & their cards & facilities are much better than sbi/public sector banks.

You need to see my passbook then ha ha and minimum balance I guess is 4 or 5k now.
W
Jul 3, 2018 at 8:31 PM
^^If a salaried person is unable to maintain Rs.10000 in their primary saving account then it is not a good sign.:|