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is paypal working in India?

27 posts · originally from https://geek.digit.in/community/threads/is-paypal-working-in-india.147823/

Cool Buddy
Cool Buddy Original post #1
Oct 20, 2011 at 6:30 PM
As far as I remember, Paypal had withdrawn it's services in India. Is it working again?
Faun
Faun #2
Oct 20, 2011 at 6:39 PM
You can definitely pay through paypal but to receive funds you will be required to provide your PAN number.
Cool Buddy
Oct 20, 2011 at 7:55 PM
I have never used paypal before. Can I use a debit card to pay through paypal? or I need a credit card?
Faun
Faun #4
Oct 20, 2011 at 10:00 PM
Mine is linked to CC. Not sure about Debit Card.
sygeek
sygeek #5
Oct 20, 2011 at 10:01 PM
I have never used paypal before. Can I use a debit card to pay through paypal? or I need a credit card?
Yes you can. Only VISA and Mastercard cards are supported.

Also, Debit cards are known to not work with paypal during overseas payments so may want to use a credit card.
J
Oct 21, 2011 at 10:53 PM
In my short and recent experience with PayPal, I can't make purchases using the money available in the account(received as payment for some business, online sales, etc.). I can only withdraw it to my bank account. I can only use the linked bank account/credit card/debit card to pay for online services/purchase. This restriction is for India.

Also, now I can't park funds in PP account anymore. It automatically withdraws it to my bank account every day.
Stuge
Stuge #7
Oct 21, 2011 at 11:00 PM
^ thats the restriction they had to put [RBI guidelines ].now you only buy using Credit Card
Cool Buddy
Oct 23, 2011 at 11:34 AM
OK, so we can also receive money. That's good. Thanks for the clarifications.
gdebojyoti
Nov 26, 2011 at 3:54 PM
I have an SBI Debit card with Maestro logo. Can I link it to a Paypal account and *receive* money (in *dollars*) from overseas?

I have a PAN.
sygeek
sygeek #10
Nov 26, 2011 at 4:05 PM
I have an SBI Debit card with Maestro logo. Can I link it to a Paypal account and *receive* money (in *dollars*) from overseas?

I have a PAN.
1. You can't link a maestro card to paypal. It's either VISA or Mastercard.

2. You need a bank account (not just your debit card) to withdraw money to.
A
ajith025 #11
Nov 28, 2011 at 10:22 AM
I have an SBI Debit card with Maestro logo. Can I link it to a Paypal account and *receive* money (in *dollars*) from overseas?

I have a PAN.

Enable online banking for your bank account, and link it to your pay pal account, then you can receive money using your pp account which will be credited to your bank account linked to pp automatically each day.
J
Nov 28, 2011 at 12:29 PM
These days, the money is not getting autowithdrawn to my bank account. I guess it has something to do with the INR-USD exchange rates.
gdebojyoti
Nov 28, 2011 at 3:45 PM
Enable online banking for your bank account, and link it to your pay pal account, then you can receive money using your pp account which will be credited to your bank account linked to pp automatically each day.

Thanks for the info! :)
d6bmg
d6bmg #14
Nov 28, 2011 at 7:53 PM
Check out the latest policy change for Indian users. Till now, the few members who are using paypal, now its complete goodbye.

RBI, u suck, big time. :-(
gdebojyoti
Nov 28, 2011 at 10:10 PM
Check out the latest policy change for Indian users. Till now, the few members who are using paypal, now its complete goodbye.

RBI, u suck, big time. :-(

As far as I know there is a limit of 500$ on receiving payment via paypal. That is, you can't accept more than 500$ at a time.

So it's not a "complete goodbye"... :)
J
JamesTryForYou #16
Dec 29, 2011 at 12:55 AM
Lately I've been trying to link my SBI Maestro card. Everything was done....but when it was time to receive ”two small deposits” from paypal(which is used for confirming the bank accounts), I didn't receive any. It's been about 15 days and when I inquired the same from paypal they sent me some RBI faqs and stuff related to adding bank accounts in India.

Anyway my question is, whether I could request cheque from paypal. If yes what are the condition and process...
Cool Buddy
Dec 29, 2011 at 5:21 AM
I too tried first with an SBI savings account and I didn't receive the deposit. Then I used a UBI account and got the deposit within 2-3 days. Seems there is some problem with SBI
gdebojyoti
Dec 30, 2011 at 11:21 AM
That is because SBI sucks as far as Paypal issues are concerned! :p
RCuber
RCuber #19
Dec 30, 2011 at 11:55 AM
I had previously tried and failed to link my SBI Debit Card/Bank Account to Paypal. Now I use my Axis Bank Debit Card/Account with paypal. I use paypal only for purchases. I can also buy items from international shops too. My account is verified.
Skynaveen
Skynaveen #20
Dec 30, 2011 at 2:59 PM
Not a normal PAN no which every Indian has
But a business PAN no which no one has
RCuber
RCuber #21
Dec 30, 2011 at 3:10 PM
Not a normal PAN no which every Indian has
But a business PAN no which no one has

what? I didn't get what you said there.. I have updated my personal PAN number in PayPal.
d6bmg
d6bmg #22
Dec 30, 2011 at 3:53 PM
@ Charan: how do you add money in your paypal from the linked bank account?
I use paypal only to receive money & they are auto withdrawn on every Saturday, but never understood the questioned part.
RCuber
RCuber #23
Dec 30, 2011 at 4:42 PM
@ Charan: how do you add money in your paypal from the linked bank account?
I use paypal only to receive money & they are auto withdrawn on every Saturday, but never understood the questioned part.

Actually, I cannot add funds into my account, whenever I place an order, paypal charges my debit card i.e., money is transferred to my paypal account ( Exact amount of the purchase ) then the money is transferred to the merchant.

Attached is the screenshot of one of my recent transactions. notice that the transaction looks like the reverse of what I mentioned i.e., first money is transferred to the merchant and then my card is charged.

if there is any difference in the exchange rate (usually I will be charged more than the exchange rate), the difference is credited to my back account after a couple of days.
mitraark
mitraark #24
Jan 3, 2012 at 2:00 AM
Someone is going to pay me and is asking for my Paypal ID , i am suppose to give my EMail with which I log in to Paypal right ?

My Paypal account is verified.
sygeek
sygeek #25
Jan 3, 2012 at 2:06 AM
Someone is going to pay me and is asking for my Paypal ID , i am suppose to give my EMail with which I log in to Paypal right ?

My Paypal account is verified.
Yeah.
A
ankiy #26
Oct 11, 2012 at 12:58 PM
Check out the latest policy change for Indian users. Till now, the few members who are using paypal, now its complete goodbye.

RBI, u suck, big time. :-(

i want to integrate paypal as gateway in my e-commerce website , can u tell me if it goes fine with indian currency ....
and its tems and conditions??

thanks
asingh
asingh #27
Oct 12, 2012 at 12:14 AM
^^
Yes, it is fine. You will need to bind a bank account with the PP account. It will start to receive and debit also. You also need a valid PAN which they verify. Takes some days.