That Zebra Pic is mostly about Selections,Masks and Blending(Optional).
Check Out Some of My Photoshop Creations.
The following Pics have been Re-tweaked due to bandwith concerns..IMO The colours have undergone some kind of Desaturation during conversion.Sorry for that.
Will try to explain how i did it if anyone wants me to.
*img535.imageshack.us/img535/8858/wolveriens.jpg
1.
This one was my first successful creation with Layer Blending and Simple Paths,Brushes.I didnt knew much about Displacement Maps and Filters Back then or else would have given cooler effects to The Text.
*img854.imageshack.us/img854/4272/32754771.jpg
This is one of my more recent creation using Filters,Masks,Simple Custom Brushes+Settings,Light Filters and Layer Blending And Blur.
Looks Funky enough!

*img824.imageshack.us/img824/5838/eyehh.jpg
This one is my personal fav.
Mostly About Vectors and Brushes.
Note:I owe most of Skills to
Digit Fast Track to Photoshop 2006