dude you are entirely wrong on the games part. The games which exist on both the platforms are cheaper on the xbox. All ps3 games are 1k or more as compared to x box counterparts.
@op
go for the 360 since it has more games and the console is cheaper than ps3 also 360 has a 3 year warranty a compared to ps3's one year warranty.
OMG!!OMG!!! Don't set me on fire now! where you heard that!? It seems like you are a year old obsolete dude. That was the situation, that existed nearly 2 years ago. I mean.. the thing where you have to pay more for games on ps3. Even Exclusives are priced the same these days.
And...Seriously.. 3 years warranty?!??!!! Don't chuck me now. First before telling any thing.. i would like you point to towards this thread..
Product Warranty: Xbox 360 Video Game and Entertainment System (New)
Three year warranty is only for RRoD.Which means.. 3 year warranty will cover only RRoD problems. And that too, it was eliminated recently with S model. As Xbox 360 is doing well.
And...More games?!?!?.. please don't chuck me again. 360 will have more DLCs. Actually Sony has nearly 15 first party developers where was MS has only 7 and 3 of them are dedicated to XBLA games and Kinect.
@OP,
Go with 360 if you can't buy games. If you are capable of purchasing games.. Ditch 360. Join PS3 club. But with MS AP2.5. Playing Backup games on 360 is a challenge now.