SBI foreign travel cards are trash. They don't work anywhere. You can't shop online with SBI forex cards. HDFC International Debit cards are the best imo.
[Rant] SBI is trash.
Let me tell you what happens when you use a SBI forex card for an online transaction. You enter details on the website. Money gets deducted. Transaction fails. Money not refunded. Money is with bank. Someone in India will have to personally go to bank to get the money refunded.
True that. I am having international debit card and had a similar experience and it resulted in my Dad has to go and collect the money personally coz it was stuck.
RBI and SBI think India is the centre of world commerce by implementing this Verified by Visa and Master Card Secucode.
What is the use of powering by VISA when most of the times all you are going to get is authentication failed error.
Piece of advice= If you're going abroad, never take SBI cards with you.
Their crap cards don't work with steam and Indian play store. Forget about taking them abroad.
My Dad is now using CITI CC and it works everywhere
I am using HDFC debit card(not even CC) and it works everywhere.
W
moving this thread to chit-chat & on a side note anybody who has some experience with international online transactions/paypal/credit cards knows sbi cards or for that matter almost all psu/govt banks debit cards are good only for use within India/indian rupee.
You have other options. Move to another bank.
Why even waste time with this thread.
Why even waste time with this thread.
Can't even expect basic things from SBI 
Just venting out some anger.
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Not DEBIT card. I am talking about FOREIGN TRAVEL CARD with DOLLARS in it.
W
anything with pre-loaded money is kind of debit card.i am assuming this foreign travel card is also linked with some bank account & will only allow transaction as long as there is a balance in that bank account.
SBI puts extra layer of security in debit cards by removing VBV/MSSecCode. Now all online purchases must be done using sms otp. An otp which comes in time only once every 10 times. Also SBI has decided that all of India is using wireless mobile internet. Hence if you are ever in a place where you don't have cell reception, or you have lost your phone, or you simple don't have the phone with you, you are not allowed to do online transactions.
[Start Satire Mode]
SBI will put even stringent security protocols from 2016. From 1st Jan 2016 when conducting online transactions you'll be given sms otp. Now you have to call bank and give the otp, your card number, your date of birth, your fathers name, then you'll get one more otp. You'll provide that to the seller who will do one more round of verification from his side. And voila, within half hour only you'll finish the transaction.
[End Satire Mode]
Seriously, if it wasn't for the locker and 1000/- min balance I'd have ling ditched SBI by now. Their online services are a joke, their cards don't work abroad or even in international transactions, their atms are overused and untidy. I have ended up using my SBI account as a pure cash drop facility, sort of like a piggy bank, not like a real bank where people do transactions.
[Start Satire Mode]
SBI will put even stringent security protocols from 2016. From 1st Jan 2016 when conducting online transactions you'll be given sms otp. Now you have to call bank and give the otp, your card number, your date of birth, your fathers name, then you'll get one more otp. You'll provide that to the seller who will do one more round of verification from his side. And voila, within half hour only you'll finish the transaction.
[End Satire Mode]
Seriously, if it wasn't for the locker and 1000/- min balance I'd have ling ditched SBI by now. Their online services are a joke, their cards don't work abroad or even in international transactions, their atms are overused and untidy. I have ended up using my SBI account as a pure cash drop facility, sort of like a piggy bank, not like a real bank where people do transactions.
W
go for icici zero balance savings account,their debit card is the most consistent indian debit card to work everywhere.axis & hdfc debit cards are good too but even they stopped working on some sites a few months ago(axis debit cards on google pay i think,hdfc virtual cc made using debit card failing on some sites) though now they are working again.
That's kind of difficult when you're in a foreign country.
W
get somebody to get the physical card in India & then get the details emailed/sms/whatsapp(for online transaction) & maybe physical card too by courier.
Only advantage is that he wont be charged currency conversion money on each transaction.
HDFC debit card does not charge any currency conversion rate.
Debit doesn't. Credit does.
That's good. I would keep that in mind. How does it work ?
Is the amount stored in your Indian account or they create a US account ?
^^ My Axis Debit Card also don't charge the conversion rate at real time(time to payment) But after some time they'll charge the conversation rate separately. So you need check your statement to know the rates for debit cards
Amount is stored in the Indian account. When making a transaction, the exact currency conversion rate(The rate shown in google search) is applied.
G
hdfc debit charge 3%+s.tax fcc while credit does 3.5%+tax
Not anymore for debit card.
Source: Personal experience with transactions in Dubai and USA.
G
which version of card or account u got?
International One. Easyshop.