Windows 98SE - Running Outa "Free RAM" Problem

Code:

Total Physical Memory: 125.7 MB
Used Physical Memory: 121.4 MB
Available Physical Memory: 4.3 MB <--- !!!!!

Total Paging File: 1922.2 MB
Used Paging File: 97.2 MB
Available Paging File: 1825.2 MB

I'm On Windows 98SE... 128MB RAM... 2.4GHz...
These R D Stats When My Machine Boots Up And Shows D Desktop...
Virtual Memory Is Managed By Windows Itself...
Now... Heres' D StartUp Routine:

Code:

Services:
KB891711
LoadPowerProfile
MDM7
PcCtlCom
Scheduling Agent
TmPfw

HKLM / Run:
HotKeysCmds
LoadPowerProfile
pccguide.exe
ScanRegistry
SystemTray
TaskMonitor

HKCU / Run:
ctfmon.exe

Which Of These Above Might B Causing D Problem...
And Hey No Answers Wid "Anti-Virus/Spyware/Adware Scans" In Them...
I've SpyBOT+Ad-Aware... Wid PC-Cillin IS 2005...

Check ctfmon.exe at office xp. Have you tried Cacheman??